Choosing Incredible Insurance Coverage

After struggling for years with an incredibly expensive insurance plan, I realized that there had to be something that I could do to make things right. I started shopping around for a business that could help me to make things right, and I was able to find an insurance policy that fit well with my budget and my lifestyle. The premiums were low and the coverage was great, which is almost unheard of these days. This blog is all about choosing incredible insurance coverage for you and your family, so that you can enjoy a happier, healthier life. Check out this blog for more information.

Been In A Single-Car Accident? How To Control Your Car Insurance Rates

Insurance Blog

If you were involved in a single-car accident, you can expect your insurance rates to increase. That's because most single-car accidents are considered to be the fault of the driver. Depending on the type of single-car accident, your insurance rates might go up quite a bit, especially if you were driving recklessly at the time, or you were under the influence at the time of the accident. Luckily, there are some steps you can take to keep your insurance rates under control. Now that you're dealing with the aftermath of a single-car accident, here are four steps you can take to avoid paying significantly higher rates for your car insurance.

Be Honest With Your Insurance Company

If you've been in a single-car accident, the best thing you can do is provide an honest statement to your insurance company. Minimizing the events, or leaving out key details can come back to bite you later on, especially once the insurance company requests the police report for the accident. If you haven't been honest on your accident claim, the insurance company may deny it altogether. If they do pay your claim, they may increase your insurance rates more than you were expecting. To avoid those risks, provide all the details after your single-car accident. 

See If Your Accident is Eligible for Forgiveness

If you've been through a single-car accident, and you don't want your insurance rates to go through the roof, see if the incident is eligible for accident forgiveness. Many insurance companies offer accident forgiveness for the first accident, even if it was your fault. But, you need to ask about the policy. If your insurance company doesn't offer that program, it might be time to start shopping for a new provider. If they do offer the program, take this opportunity to add it to your policy. 

Volunteer to Enroll in a Safe Driver Training Program

If you're recovering from a single-car accident, and you want to keep your insurance rates at an affordable level, volunteer for a safe driver training program. These programs can give you the training you need to avoid accidents in the future. But, they can also help you to avoid insurance rate increases, especially after an at-fault accident. 

Start Your Search for a New Car Insurance Company

Finally, if you've been involved in a single-car accident and your insurance company has advised you of a rate increase, start investigating your options. This might be the time to change insurance providers, especially if your current provider isn't willing to provide options for lower rates. 


9 December 2020