Have you ever known someone who purchased car insurance even though they did not own a vehicle? Most people have never heard of this, but it is more common than you think. When people purchase car insurance without a vehicle, they buy a special type of policy called a non-owners insurance plan. Would you like to know what this is and why people buy these plans? If so, continue reading to learn three essential things about non-owner car insurance.
21 August 2020
If you have just gotten your driver's license and are responsible for paying for your car insurance, you need to be prepared to pay more for your car insurance than your parents do. Insurance premiums for young drivers are usually higher than it is for adult drivers, for a variety of reasons. Read on to learn more. Reason #1: Your Personal Record Is Blank When it comes to determining your risk as a driver, new drivers are basically an unknown factor.
22 June 2020
Being a homeowner is sure to give you a great deal of pride and contentment. Having a place, you love to live each day can ease your mind and keep a roof over your head. However, you'll want to have a policy in place that will keep you financially protected. Learning useful tips for being capable of decreasing your overall cost can be helpful. 1. Improve your property Making your home more sustainable is an ideal way to help reduce this necessary expense.
22 June 2020
If you ever suffer damage from a flood and have flood insurance, you can have peace of mind knowing that your insurance company should approve the claim. The amount you receive for the claim will depend on the extent of the damage and loss you experience, and this is what a flood damage claims adjuster is for. Who hires the adjuster? A flood damage claims adjuster is a person who is typically hired by the insurance company that is handling the claim.
25 February 2020
Many parents feel both surprised and shocked when they call for an auto insurance quote for their new teenage driver. Teenager auto insurance can be expensive, and this is normal, no matter what insurance company you choose. There are three great discounts, though, that teen drivers can qualify for and obtaining all three of these can make a significant difference in the costs for a teenager's auto insurance coverage. Completion of driving school
26 December 2019
As you probably already know, having car insurance is an important part of being a driver. Along with signing up for a policy, it is critical to make sure that your policy does not lapse. If it does, you could face legal issues, and you might not have the coverage that you need when you need it. Fortunately, as a car owner and insurance policy holder, there are things that you can do to avoid a car insurance policy lapse, such as trying these tips.
18 November 2019
Insurance is important for individuals and families, but it is also important for your business. While surprising to learn, even the smallest of businesses requires insurance coverage that not only protects you as the owner, but also your finances and the actual business establishment. Here are a few insurance policies your small business needs: Property Insurance In most cases, you run your business out of a specific location. This location may be a commercial space you own or lease or even a building or office on your own personal property.
17 October 2019
Contractors are often promoting their businesses as "bonded and insured." In some states, contractors cannot work unless they are insured. Contractor's insurance is specific to this line of work and this type of business. If you are a contractor, you should always have current proof of insurance. Here is why contractors must be insured, and why you should always show your contractor's insurance card to see proof of insurance before you begin any job.
18 September 2019
If you like feeling safe by having insurance coverage for all your potential risks, you probably have a homeowner's insurance policy in place right now. This type of policy will cover you from all kinds of potential perils that could cause damage or harm to your harm, belongings, or family members, but does your policy cover the costs of carbon monoxide poisoning? This is an area with insurance that may or may not be covered, but instead of worrying about the coverage you have for this, you should take all the necessary steps to protect your home from this type of poisoning.
8 August 2019
Standard homeowner's insurance doesn't include coverage for flood damage. You must buy flood coverage separately if you want compensation after flood damage. Here are some of the circumstances that mean you need flood insurance. You Live In a Flood Area If your area has suffered floods in the past, there is a real risk that it might suffer floods in the future. Thus, the flooding history of your area should be your biggest consideration, when deciding whether to buy flood insurance.
3 July 2019