Albert Dunn

Things That Your Car Insurance Should Cover

Insurance Blog

Driving on the road exposes you to many risks. To protect yourself against unforeseen accidents, you need a reliable auto insurance policy in place. However, not all coverage is created equal. Neither is every auto insurance policy enough to cover you against all possible incidents. Therefore, it's essential to understand what different car insurance policies entail and what they should cover. Here are some things that your car insurance should cover.

28 November 2023

Top Auto Insurance Discounts You Might Not Know About

Insurance Blog

When it comes to finding the best auto insurance coverage, saving money is always a priority. While most people are aware of common discounts such as good driver or multi-policy discounts, there are numerous other lesser-known discounts that can significantly reduce your premium. Here are some of the top auto insurance discounts you might not know about. Low Mileage Discount If you don't use your car frequently or have a short commute, you may be eligible for a low mileage discount.

3 November 2023

The Importance of Auto Insurance

Insurance Blog

When it comes to protecting your vehicle and yourself, having a comprehensive auto insurance policy offers a myriad of benefits. Not only does it provide financial protection in case of accidents, but it also offers peace of mind knowing that you are covered in unforeseen circumstances.  Financial Protection One of the main benefits afforded by auto insurance is the financial protection it provides. When an accident occurs, the costs associated with vehicle repairs or replacements can be immense.

18 September 2023

Commercial Truck Insurance—Ways Truckers Should Approach It

Insurance Blog

Working as a commercial trucker is highly rewarding. You get to see new places all the time and earn an honest living. However, since you take a risk getting behind the wheel of a large commercial rig, it's a must to have insurance. Finding the perfect policy is possible if you use these tips. Be Aware of Insurance Costs Although you probably want the best insurance available for your commercial rig and the cargo you haul behind it, you probably don't have an unlimited amount of money to pay for insurance each month.

11 July 2023

4 FAQS About Auto Insurance For New Drivers

Insurance Blog

Every driver is required, by law, to have adequate auto insurance. Accidents are unpredictable and depending on the damage done, expensive. First-time drivers must have insurance before taking their cars out on the road. So, here are answers to some of the most common questions concerning car insurance. How Do You Know How Much Car Insurance You Need? Each state has a requirement for the minimum amount of coverage a driver must have.

25 May 2023

Why Every Business Owner Needs Business Insurance

Insurance Blog

Business owners face various daily risks that may significantly affect their operations, employees, and finances. While some risks are unforeseeable, others are preventable or minimized through proper planning. One effective way to protect your business from such risks is by having business insurance. Explore why business owners need business insurance and how it benefits them.  Protection Against Lawsuits and Liability Claims One of the most crucial benefits of business insurance is protection against lawsuits and liability claims that arise from accidents, injuries, or damages caused by your business operations or employees.

7 April 2023

Auto Insurance Considerations For First-Time Car Owners

Insurance Blog

Buying a car for the first time is always a fascinating experience and can be very rewarding when done properly. However, insurance costs can be fairly unexpected and hit many people by surprise. As a result, it is important for first-time car owners to understand a few simple insurance factors to make sure that they feel comfortable with their policy.  Factors to Consider When Buying a Policy  Auto insurance policies come in many different levels, all of which can affect a first-time buyer in many ways.

16 February 2023

Questions To Ask Your Public Insurance Adjuster When Filing A Claim

Insurance Blog

When a disaster strikes, you may find yourself in the difficult position of having to file an insurance claim. To help navigate this process and get the most out of your policy, it's important to work with a public insurance adjuster. Public insurance adjusters are experts who can help evaluate the cost of damages and losses associated with your claim. However, before you hire a public insurance adjuster for their services, you need to ask them some key questions to ensure they have what it takes to get the job done right.

13 January 2023

Verify That a Driver Has Automotive Insurance Coverage

Insurance Blog

Verifying that an individual has automotive insurance is important if you are going to entrust someone to drive your vehicle or transport your child to and from an activity. The following guidelines will help you conduct an auto verification insurance process from the comfort of your home. The Importance of Insurance Coverage Verifying insurance coverage is necessary when a vehicular accident has occurred. This process usually involves having a police officer collect insurance information and a detailed account of what happened during an incident.

7 December 2022

Understanding The Two Types Of Auto Insurance Plans

Insurance Blog

You can apply for different types of auto insurance policies for your car. However, these policies fall under two categories. The categories are compulsory auto insurance and optional auto insurance.  Compulsory auto insurance plans are the auto coverage plans that the government requires all motorists to have. Hence, driving your car without compulsory auto insurance plans is illegal. Optional auto insurance plans are extra insurance covers you can add to the mandatory auto insurance plans.

27 October 2022