How Your Home's Location Impacts Your Insurance Premiums

Insurance Blog

There are many factors that go into determining your overall insurance premiums. While some things are in your control, such as selecting your deductible, others are not.  One thing that you cannot change about your current home is its location, and it will impact the premiums due to several reasons, many of which affect the cost of your residential insurance claims. The Potential For Natural Disasters Different areas are more prone to natural disasters than others, which can make this unavoidable.

18 December 2017

Why People Drive Without Buying Car Insurance

Insurance Blog

Car insurance is one of the most useful and common insurance coverage in the country, but some people still don't have it. Here are some of the excuses people use to avoid buying auto insurance: They Think Car Insurance Is Expensive Car insurance might be expensive, but that shouldn't stop you from buying coverage. First, there are tons of things you can do to reduce your coverage rates; here are just a few of them:

28 October 2017

3 Things You Should Know When Traveling To Canada

Insurance Blog

Canada is our friendly neighbor to the north and while it might seem simple enough to cross over the border for a visit, there are some things visitors to the country will need to keep in mind. If you are traveling from the United States to Canada, here are three things you'll need to know. Their Health Care System Won't Pay For Your Medical Needs Canada is a country that has something called socialized medicine.

18 September 2017

Ls Hiring A Public Claims Adjuster A Smart Move?

Insurance Blog

After filing an insurance claim, you more than likely expect to receive your claims check within a reasonable period. Sometimes, there are delays or the amount that is offered by the insurance company does not meet the expectations of the policyholder. When this happens, a public claims adjuster could help. If you are unsure if you need a public adjuster to help with your claim, here is what you need to know.

17 August 2017

Lost Cargo Affects More Than the Bottom Line

Insurance Blog

It's never good finding out your cargo isn't deliverable due to damage after an accident; you lose not only your pay, but you may also face future loss of business depending on the cause of the accident. But it's not just your bottom line that is hurt. Lost and damaged cargo carry repercussions beyond your finances, and having adequate truck cargo insurance--not just truck insurance, but cargo-specific insurance--helps remedy the problems that lost cargo can cause.

14 August 2017

Benefits Of Hiring An Independent Insurance Agent To Represent You For All Your Insurance Needs

Insurance Blog

Buying an insurance policy can be a very complicated process for a customer. It is a field wherein insurance professionals use a number of industry phrases that can leave the uninitiated completely confused. It's the language of industry professionals. When you combine their jargon with multiple clauses and fine print details, you are better off hiring an independent insurance agent who will secure the best policy for you. What A Quality Independent Insurance Agent Does for You

27 July 2017

Insurance Coverage Options That Can Save Your Landscaping Business

Insurance Blog

As a landscaper you have the freedom and enjoyment of owning your own business. Yet, with this freedom comes responsibility. You don't want to chance losing your entire business due to an accident or theft. For this reason it's vital that you have the right types of insurance coverage. The following are the types of extra coverage you need to consider. Liability coverage A single lawsuit can drive you out of business.

17 June 2017