There are many factors that go into determining your overall insurance premiums. While some things are in your control, such as selecting your deductible, others are not. One thing that you cannot change about your current home is its location, and it will impact the premiums due to several reasons, many of which affect the cost of your residential insurance claims. The Potential For Natural Disasters Different areas are more prone to natural disasters than others, which can make this unavoidable.
18 December 2017
Car insurance is one of the most useful and common insurance coverage in the country, but some people still don't have it. Here are some of the excuses people use to avoid buying auto insurance: They Think Car Insurance Is Expensive Car insurance might be expensive, but that shouldn't stop you from buying coverage. First, there are tons of things you can do to reduce your coverage rates; here are just a few of them:
28 October 2017
Canada is our friendly neighbor to the north and while it might seem simple enough to cross over the border for a visit, there are some things visitors to the country will need to keep in mind. If you are traveling from the United States to Canada, here are three things you'll need to know. Their Health Care System Won't Pay For Your Medical Needs Canada is a country that has something called socialized medicine.
18 September 2017
After filing an insurance claim, you more than likely expect to receive your claims check within a reasonable period. Sometimes, there are delays or the amount that is offered by the insurance company does not meet the expectations of the policyholder. When this happens, a public claims adjuster could help. If you are unsure if you need a public adjuster to help with your claim, here is what you need to know.
17 August 2017
It's never good finding out your cargo isn't deliverable due to damage after an accident; you lose not only your pay, but you may also face future loss of business depending on the cause of the accident. But it's not just your bottom line that is hurt. Lost and damaged cargo carry repercussions beyond your finances, and having adequate truck cargo insurance--not just truck insurance, but cargo-specific insurance--helps remedy the problems that lost cargo can cause.
14 August 2017
Buying an insurance policy can be a very complicated process for a customer. It is a field wherein insurance professionals use a number of industry phrases that can leave the uninitiated completely confused. It's the language of industry professionals. When you combine their jargon with multiple clauses and fine print details, you are better off hiring an independent insurance agent who will secure the best policy for you. What A Quality Independent Insurance Agent Does for You
27 July 2017
As a landscaper you have the freedom and enjoyment of owning your own business. Yet, with this freedom comes responsibility. You don't want to chance losing your entire business due to an accident or theft. For this reason it's vital that you have the right types of insurance coverage. The following are the types of extra coverage you need to consider. Liability coverage A single lawsuit can drive you out of business.
17 June 2017
If you are the owner of a wildlife refuge and periodically take a few of the animals that have been rescued to schools and community centers to teach people about the different species in your care, the following tips will assist with performing demonstrations in a safe environment and protecting everyone in the unlikely event that one of the animals were to bite or scratch someone during one of the exhibitions.
15 June 2017
When you live in low lying areas in America, that means you are living in areas that are prone to storms and hurricanes. You have to think about your flood risk. You must do so because water damage from flooding is the most common type of insurance claim in this country. You probably know by now that your home insurance coverage does not cover flooding situations. So flood insurance is a distinctly different policy from renter's or homeowners' insurance.
13 June 2017
You may have heard that raising the deductible on your homeowner's policy will cause a decrease in your premiums, and this is true; however, it's important to consider whether this is a worthwhile move to make in the long run. Here are several things to consider if you are trying to determine if you should raise your deductible to get a lower rate. Understand that higher deductibles equal lower rates
6 June 2017