Running a business requires patience, dedication, and hard work. The last thing a business owner would wish to see is their company going down because of something preventable. Whether it's the result of negligence or a natural disaster, your business can be significantly affected by these things. This is where a commercial insurance agency comes in. Here are three types of policies these agencies offer. General Liability This type of cover protects a business against employee errors, defective products, property damage, and lawsuits from injuries.
30 November 2021
While the desire to save money on your general liability insurance policy is quite understandable, it is important to remember that this savings is only truly beneficial if you are still able to secure the quality coverage you need to ensure you and your business are truly protected. After all, spending money on insurance that doesn't offer the protection you need is a waste of money in the long run regardless of how much you saved in the short term.
26 October 2021
When looking at auto insurance policies, one that you definitely want included is collision coverage. It's a popular coverage type that can pay for damage that is caused by the following accidents or events. Standard Collisions One of the more common accidents on the road is a collision with another vehicle. Whoever is at fault, you want to be protected and that's not difficult when you invest in collision coverage. It will cover most of the damage that occurs to your vehicle.
24 September 2021
Typically, employers pay their employees in two ways. First, employers must pay employees compensation for work done in the form of wages and salaries. Second, employers indirectly pay employees through benefits. In addition to a legal requirement for fair compensation, employers offer employee benefits to motivate their workforce and attract new candidates for available job positions. Employee benefits are essential because medical and retirement insurance benefits set up an individual for the future when they cannot work and sustain themselves.
18 August 2021
When an insurance company is trying to establish the legitimacy and value of a claim, they turn to an adjuster for guidance. It's common for people to take the insurer's word on what a claim is worth. However, you don't have to. If you want someone to serve the same role but for you, you might hire a public insurance claim adjuster. What is a public claim adjuster, and how do they help clients, though?
14 July 2021
If you need a new homeowner's insurance policy, you want to make sure your needs are covered. Therefore, there are some specific things that you should know about the policy before you sign the dotted line. The following information will help you choose the right coverage when you are looking for a new homeowners insurance policy: The Type of Insurance Coverage You are able to choose between different types of insurance coverage when you are getting a new policy.
17 June 2021
The ability to find affordable car insurance is essential to most people's budgets. Unfortunately, many of the money-saving tips that you will find ultimately require you to sacrifice the quality of your insurance coverage in order to reduce your monthly payments. Thankfully, this is not the case with the tips outlined below. Not only will these tips help you to save money each month on your car insurance premiums, but they will allow you to do so while still maintaining the level of coverage you truly need.
11 May 2021
As a car owner, your auto insurance is one of the most important long-term investments that you will make. However, many car owners make the mistake of buying a car insurance policy and then not giving it another thought beyond paying the premium. It's actually important for you to review your auto insurance policy regularly to ensure that you have coverage that meets both your needs and your budget. Here are a few things to consider during these reviews.
2 April 2021
With business insurance, there are a few types of insurances that most businesses need. These are general insurance policies that cover the needs of most businesses. Type #1: General Liability Insurance At the top of every business's insurance list should be a general liability insurance policy. General liability insurance is important to have if you have a physical location or if you work directly with customers and clients. A general liability insurance policy will protect you if someone is hurt on your property and ends up suing you for damages.
8 March 2021
More often than not, when an individual engages in an activity in which their negligence puts another person at risk, their intent is not to hurt someone. However, in the eyes of law, intent does not always matter. If your actions impact someone else, the victim may be able to come after you for their damages. Personal liability coverage is a great tool to help safeguard you in this type of scenario.
2 February 2021